Looking for Finance Freedom

Can money, credit, and saving a dollar or two leads us to finance freedom. Finance freedom is a fund management requiring us to save money.

When it comes to saving money each person young and old is guilty of not saving enough. For that reason renaming the fund management account definition from a saving account (where you save) to a spending account (where you spend) seem appropriated

Looking for finance freedom must now be redefine as a fund management requiring us to spend more than what we have. Our job becomes one place where we look for finance freedom. Each application, handwritten or typed tells that the bearer is excited about receiving a check. At the end of a work period the majority agrees and the conclusion is spending it is more important than saving it.

The clock ticks down as check holders grab their coats and head towards the exits of the building with the soul purpose of cashing and spending what they have made during the week. They are expressing a movement of power, freedom and liberty within themselves. Yet they are blinded by the fine print that commits them to more obligations and restraints. Their finance freedom is living from paycheck to the next pay period. They finally deposit the leftover amount into their checking account, where they see more deduction still being taking out in the form of fees.  Yet they live it up knowing that it is a short weekend and they return to work excited to share what happen to them and applaud themselves while punching the clock on time.  They have a full understanding that the next pay period is just a few weeks away. (Living paycheck to paycheck and still not saving anything.)

Looking for finance freedom can tells us who has what and why they have it. Someone who has billion or million of dollars in their pockets is not going to work hour after hour or week after week. They are not looking for finance freedom. They are looking for finance independence that motives them to increase fees on services that they provide.

These are the silver spoon executives, the bling-bling executives and the oil tycoons who can not get enough. They have independence but can not call themselves filthy rich. They secure more filthy lucre money during the economic crash like a few years ago, then at any other time. Yet they must continue to build their empire and learn from what others who have billions in their pockets do. It a secure way to have everything they want. (Living in the mansion while the employees have crumbs.)

Looking for finance freedom can also have an opposite effective on those who have little. Their focus is not how much they have but what to do with what they have. One of them may find thirteen cents in an old discarded couch someone placed on the street. Thirteen cents is not going to make him filthy rich, but it will encourage them to save it and used it at another day and time. Finance freedom is all about saving what little they have for another day. (Saving it means keeping something for a rainy day.)

Can you imagine a nation saving 30 percent of all its income! This would be the solution to a true finance freedom. Our grandparents had it right by "saying and teaching the principle of saving for a rainy day." They children twisted this a little by buying more on credit than they could afford. Then, their children started to have children and requested more. Their children wind up with less because they can not see saving monies for a longer period of time.

So looking for finance freedom is now a hardship to this generation. They heads are always bowed toward the technology that keeps them entertain. They master one level and drawn to the next level with no hope of securing finance freedom.

Each generation seem to learn from the last generation before them. Our grandparents learn to save. Their children spent more and learn to live paycheck to paycheck. The Y2K generation of children are having more technology to advance with but choose to use it as a form of entertainment and not a tool to make money or save some money for another day.

In 2011 this generation of kids may not know or have any ideas of how to secure a fund management accounts or a saving account for themselves. The generation before them just wanted to be entertained. If you are looking for this generation to have a chance at finance freedom, teach them to save now and teach them to help others to save along the way.